The Solflare virtual card is gone, and anyone in Bangladesh who used it for ad accounts or client payments now needs another route. KDex Update reported the discontinuation on January 31, 2026, and the creator's read is blunt: from Bangladesh, Solflare and Ready were already on their way out, still working for some users but no longer something to build a routine on. What he points to instead is Jupiter Card, a virtual Visa card he calls new, free and not yet widely used.
Why the Solflare Card is out for users in Bangladesh
The announcement is short. The Solflare virtual card was discontinued, and by the creator's account both Solflare and Ready had been shaky for Bangladeshi users before that.
A card programme is rarely one company. It usually runs through a card network such as Visa or Mastercard, a licensed issuer or partner bank, and the wallet brand whose name sits on the app. Any of those can end the arrangement, and when they do, users get little warning. The app stays online, the card number stops working, and the subscriptions attached to it start failing one by one.
For a reader in Bangladesh, the practical loss is specific. A dollar card is how many people pay for Facebook or Meta ads, keep a Netflix or Spotify subscription running, order from Amazon, or bill a freelance client who cannot send money to a local bank account. When the card goes, each of those needs a new route, and the routes are not interchangeable.
A card that works today can turn into a support thread tomorrow. The answer is to keep as little money on it as the month requires.
What the Jupiter Card is meant to do
The creator's alternative is Jupiter Card, also sold as Jupiter Wallet Card or Jupiter Exchange Card. He presents it as a virtual Visa card with dual currency support, built for international online payments, easy to set up from Bangladesh and available without a passport. He also calls it free, and says it is new enough that it has not gone viral yet.
His practical selling point is smaller than the feature list. He says you can deposit small amounts and withdraw them easily, and that if a little is left over, you can move it back to Binance or somewhere else. For anyone who does not want a large balance parked on a card, that is the part to pay attention to.
I would treat the feature list as claims rather than tested facts. "Free" on a card usually describes the issuing step, not the whole cost of using it, and "safe" and "easy" are the creator's judgements, not things the pitch demonstrates.
The "not yet viral" line cuts both ways. A new card programme can be more generous than an established one. It is also the stage when fees, limits and availability change most often, because the operator is still learning what the product costs to run.
What dual currency usually means
Dual currency is the phrase the creator leans on, so it deserves a plain definition. In practice it usually means the card can settle in more than one currency: a dollar balance for international charges and local currency for domestic ones, or a dollar balance that the issuer converts when you pay a local merchant.
The conversion is what decides whether the card helps you. If your balance is in dollars and you pay a merchant in taka, someone converts one into the other, and the rate plus the markup is the real cost of that purchase. A dual currency card can be cheaper than a single currency one for international payments and more expensive for local spending, depending on how each leg is priced.
For a freelancer paid in dollars who spends in taka, the structure can make sense: hold value in the currency you earn, pay in the currency the merchant bills. Whether it works for you comes down to the rate and markup you are offered.
How the money moves, and who holds it
From your wallet to the merchant's account
Most crypto cards are prepaid products wearing a bank card's clothes. You load a balance, the issuer holds it, and you spend against it. At checkout the merchant sees an ordinary Visa or Mastercard transaction. Behind it, the issuer turns your crypto or stablecoin into the currency the merchant bills in, keeps its margin, and settles the rest.
Because the card is prepaid, it cannot lend you money. You can spend what you loaded, minus fees, and no more. That is a useful limit for anyone who does not want a credit line tied to a volatile asset.
A virtual card is a card number without plastic. It works for online checkout, app stores, ad accounts and subscriptions, and it usually gives you no way to take cash out at an ATM. Some issuers let you create several numbers or freeze one and replace it, which helps when a merchant keeps charging after you cancel.
Two-step verification sits in the middle of all this. Many merchants send a one-time code to the phone or email registered with the card before a payment clears. If the code does not arrive, the payment fails even when the balance is there, which is worth knowing before you rely on the card for a time-sensitive bill.
Custodial or self-custody
This is the question I would ask first, because it decides what you actually own while the money sits there.
In a custodial setup, the issuer or a partner holds your balance and you hold a claim on that company. Custody is normal for payment cards: someone has to hold fiat to settle with merchants, and the licence usually requires it. The trade-off is counterparty risk. If the operator freezes accounts, runs into trouble or changes its rules, your balance is only as good as its terms.
In a self-custody setup, you keep the keys to your wallet and the card converts at the moment of payment, or you move funds into a spending balance when you choose. You stay in control until you spend, and you carry the usual wallet duties, starting with the seed phrase, the list of words that restores a wallet on any device. Anyone who has that phrase controls the funds.
The creator's note about withdrawing leftover amounts to Binance points to a balance you can move off the card and back to an exchange. That is useful for anyone who does not want funds trapped, and it means the withdrawal route is worth learning before you need it.
Fees and limits to look for
For Jupiter's fee schedule, spending limits, conversion rules and custody arrangement, the issuer's own terms are the only place the numbers live. Read them before you fund an account.
Card pricing usually sits in five places:
- Opening a card can be free while a monthly fee runs in the background, or the other way round.
- A top-up from an exchange or another wallet can carry a charge, and the charge can differ by method.
- Conversion and spread is where most of the cost usually sits, because the issuer sets the rate when crypto becomes dollars and when dollars become taka.
- Cash withdrawals are usually the most expensive operation on a card, and virtual cards often cannot do them at all.
- A card left unused for months may be charged, and a refund that comes back in another currency can lose value on the way.
Limits matter as much as fees. A card can carry a daily spend cap, a monthly cap, a per-transaction cap, a top-up cap and an ATM cap, and the issuer's risk team rather than a tidy table often sets them. If you plan to run ads at scale, a per-transaction cap will stop you long before your balance runs out.
Free issuing is common. A card with no conversion markup and no monthly fee is not. I read the fee table before the feature list every time.
Verification and the no-passport claim
The creator says no passport is required, and for users in Bangladesh that is the line most likely to earn a click. Read it precisely: no passport is not the same as no identity check.
Payment companies that put a Visa or Mastercard logo on a product generally have to identify their customers, because the card networks and the banks behind them are regulated. In practice that means a photo ID, a selfie or liveness check, and sometimes proof of address. Some issuers accept a national ID card where others insist on a passport, and that gap is what the no-passport claim is selling.
Which documents an issuer accepts is the first thing to confirm, because a sign-up that stalls at verification leaves your money in the wrong place. A service that advertises no checks at all is a warning sign rather than a bargain: a card with no identity checks is either not a real card programme or not one to put money on.
The risks I would weigh
Issuer risk comes first, and the Solflare shutdown is the example in front of you. A card can stop working with little notice, so keep the balance near what you will spend and the damage stays small.
Cost risk is easy to miss because it arrives inside the exchange rate. A card with no monthly fee and a wide conversion spread can cost more over a year than one with a fee and a tight spread. Compare the all-in number, not the headline.
Refund risk deserves a thought before you buy anything expensive. Prepaid cards often give you less protection than credit cards when a merchant fails to deliver, because the money left your balance at the moment of payment and getting it back depends on the issuer's dispute process.
Currency risk applies if your balance sits in a stablecoin, a token designed to hold a fixed value. Pegs can slip under stress, and a card balance is not a savings account. The same goes for any dollar balance held by a third party: it is a promise, not a coin under your mattress.
Regulatory risk is real for this category. Rules on crypto payments, on who may issue cards and on which countries can be served change, and a product that works this month can be restricted next month.
Tax is the one people forget. In many countries, spending crypto counts as a disposal, so the moment you pay with the card you may have made a taxable sale. If the asset rose in value since you acquired it, part of that gain can be taxable, and you need records of what you spent and when. That is general background, not tax advice for your situation.
Scam risk sits on top of all of it. Lookalike sites, fake support accounts and messages asking for a seed phrase or a login code are the standard playbook around any popular wallet. Type the address yourself, check it twice, and never share the seed phrase with anyone, including someone who claims to be from the company.
Setting up a card like this without losing money
The order below is the one I would follow, whoever the issuer is.
- Type the issuer's official address into your browser instead of following a link from a message or a comment.
- Confirm the card accepts residents of your country, and read the list of documents you will need before you create an account.
- Open the fee page and write down the issuing fee, the monthly fee, the top-up fee, the conversion markup and the ATM fee.
- Find the limits: daily spend, monthly spend, per-transaction cap and top-up cap.
- Create the account and finish verification with your own documents and your real name.
- Top up a small amount first, enough for one or two payments you would make anyway.
- Run one low-value purchase or subscription through the card before you move ad spend or client billing onto it.
- Withdraw the leftover balance once, and note how long it takes and what it costs.
- Keep a record of every top-up, conversion and purchase for tax.
How to judge the next card you hear about
Four questions settle most of it: who issues the card and on which network, who holds your money between top-up and purchase, what the all-in cost is once conversion is included, and what happens to your balance if the programme ends. If a video, a post or a friend cannot answer them, the card is not ready for your ad budget or your client payments.
Then watch time. A card that keeps the same fee table for a year is telling you something. A card that changes terms every quarter is telling you something too, and the message is to keep the balance low.
Solflare is the case in front of you. Load roughly what you will spend in a month, withdraw the rest, and a card that stops working costs you an afternoon instead of your savings.
